"A roadmap for insurance claims every homeowner should have!"
Robert K., Perry, GA
"Finally, an easy to understand resource that will help you navigate the
pitfalls of a serious homeowners insurance claim!"
Marc L., Macon, GA
Robert K., Perry, GA
pitfalls of a serious homeowners insurance claim!"
Marc L., Macon, GA
Insurance Appraisals - Page 2
The purpose of the appraisal clause is to settle disputes related to the value of different parts of your claim. The word "value" is critical; only issues regarding what your claim is worth are appraisable. No other issues related to your claim can be settled in appraisal. For example, if you have a dispute regarding a coverage issue then you cannot use the appraisal clause to settle it. However, if you have a dispute as to what it will cost to repair your home, then the appraisal clause is the ideal venue to settle that dispute.
The first key to a successful appraisal is the proper selection of your appraiser! The greatest skill your appraiser needs is experience in and an understanding of the insurance appraisal process. Don't make the mistake of selecting a contractor for your appraisal simply because they do good work. Unless they are experienced in both insurance claims and the appraisal process they are likely to make mistakes that can cost you a great deal of money!
Chris Cole is a 22 year veteran of the insurance claims repair business, and he is very familiar with the insurance appraisal process. Partnering with Chris is your very best choice as your appraiser or umpire in your insurance claim appraisal.
Did You Know:
The dollar amount of your claim is established by software that uses unit cost pricing, pricing that is supposed to be "the going rate" for your area. Guess who comes up with that pricing?
(page 94)